Money is an Idiot: You Need Financial Intelligence to be Rich
Money, in this dispensation, has no religious bias. It responds to key principles very different from the principles of the agrarian era on which most religions are drawn from. You definitely need the grace of God. However, a Muslim, Buddhist, or even an unbeliever who knows the principles of modern monetary issues will make more money than a very righteous Christian.
Truth be told, Christ died to save our souls and not to turn us into millionaires. It is this misplaced emphasis on trying to make people rich, through religious activities, that has led to so much evil and desperation in our churches.
Principles of Money
M1 – Money must first be made
There are legitimate principles of making money. If you don’t know the principles, forget about making money if you are not willing to learn.
M2 – Money must be multiplied
There is the apparent value of money, but there is also the latent value of money. There is the expressible possibility within each sum of money in your hand. The ability to do this is the secret of growing your money. It’s called financial intelligence. It’s not taught in business schools or bible schools. It’s in the school of the rich.
M3 – Money is an irresponsible and irrepressible vagrant
You must know how to manage it and confine it within your system, if not it will develop wings and fly away.
M4 – The production of money has to be maintained at a sustainable pace
If your expenditure is more than your rate of making money, you will become poor.
M5 – Money must generate momentum
It must generate a critical mass multiplied by the velocity of replication. This generates financial force, and when applied to achieve a specific or multiple purposes, it’s called financial power. Money on its own is useless without the ability to achieve set objectives.
The story behind this post.
Sometime in 2021, the man supplying the sand needed money to dredge sand. So I gave him an advance loan of N200,000 (two hundred thousand Naira). I knew I needed sand in the future to fill the foundation of the first building at Petra Institute Effurun-Otor.
I negotiated with him to give me a discount of 2,500 Naira per trip of sand. I bought 165 trips of sand and made a profit of N2,500 × 165, which amounted to savings of 412,500 Naira from N200,000 in a few months. You can also call it return on investment.
He was very happy and I was happy.
Next, he needed N100,000 to dredge sand. I gave him another advance loan. I knew I will need sand to mould more blocks to take the building to decking level. I also know that the cost of sand will soon rise.
Timing is very important in anything.
So, I told him to supply 20 trips of sand now. He gave me a generous discount. I am saving about N3,000 to N5,000 per trip. My N100,000 is giving me between N60,000 to N100,000.
That’s how to handle money.
Making money becomes interesting when you turn it into a game. There are other strategies I will not share here until the right time and the right atmosphere.
The groove is over and you have crossed over. Get sense to take over in Jesus name. Amen.
God Bless You.