I am Dr. Charles Apoki, and today I want to share insights on common mistakes young people make that lead to regrets in old age. This message may challenge some, but it is rooted in hard truths. Let us dive right in.
1. Ignoring the Brevity of Life
Life is short. Every year is a withdrawal from your lifespan. Many people realize this too late. Instead of pursuing fantasies, focus on building a sustainable future. Especially if you are in ministry or frequently relocated for work, ensure your youthful energy is directed towards meaningful endeavors. Do not let the allure of constant travel and temporary successes distract you from establishing stability. Always think about the future.
2. Neglecting Small Investments
Never underestimate the power of small investments. I’ve planted coconut trees and made coconut candy; these minor efforts add up. Memories of entertainment fade, but the dividends from investments persist. Use your youth to lay the foundation for a stable financial future. Sustainable income is more valuable than a big salary with no savings.
3. Mismanaging Finances
The “law of expenditure” states that the more you earn, the more you tend to spend. Break this cycle early by prioritizing investments over flashy lifestyles. Buy shares, invest in real estate, and plan for the future. For instance, I bought land and built my home incrementally. Today, those properties are worth far more than their initial cost. Wise investments provide stability in old age.
4. Failing to Control Desires
Your body count doesn’t translate into your bank account. Cheap thrills often lead to expensive consequences. Avoid indulgences that leave liabilities behind. Stay disciplined and focused on long-term goals. “Let not your erection give you direction.”
5. Overcommitting to the Church Without Personal Planning
The church is not an investment scheme. Many people dedicate their entire lives to ministry without planning for their financial future. As a result, they face struggles in old age. Serve God passionately but balance ministry with personal and financial responsibilities. Remember, your relationship with God and your commitments to your family and future are equally important.
6. Failing to Invest in Children Early
If you are fortunate to have children early, invest in their education and discipline them while you have the energy. However, strike a balance; having children too early or too late can come with challenges. Ensure your children grow up with strong values and independence, so they can support themselves and you when needed.
7. Neglecting Health and Rest
Siestas were a common practice in the past, contributing to longevity. Today, many young people neglect rest in the hustle for success. Learn to rest, sleep well, and maintain a balanced life. Invest in preventive health measures to ensure a healthy old age.
8. Relying on Temporary Comforts
Do not build your life around gifts, temporary accommodations, or fleeting sources of income. Create lasting wealth through consistent effort and foresight. “Big salary might give you status, but sustainable investments will give you stability.”
9. Wasting Energy on Impressing Others
Many young people spend their energy trying to impress others through extravagant lifestyles. This is a mistake. Instead, focus on building a legacy and a future that will sustain you long after the applause fades.
10. Lack of Automation and Passive Income
Take advantage of modern systems to create income streams that work for you even while you sleep. For example, I sell books online and receive payments at night. Design businesses and services that generate income passively.
Final Thoughts
Between old age and heaven lies a significant period. Use your youth to prepare for it. Hustle hard between 30 and 50. Reduce obligations by 60, and enjoy the dividends of your investments. Prioritize your health, family, and legacy.
Let us learn to live intentionally and avoid regrets in old age. God bless you.
